Psychics Universe Terms & Conditions

This website provides astrological and/or esoteric content, reports, information, and access to telephone, live chat and e-mail consultations. Certain premium services may require registration and/or payment. Premium services are available to individuals over the age of 18. In addition, PSYCHICS UNIVERSE does not permit use of the services by residents from countries, states, or provinces where such services are prohibited by law. You certify that the information given to PSYCHICS UNIVERSE on registration is true and complete. PSYCHICS UNIVERSE will not be responsible for any false statements made in registration. If due to any technical problems on PSYCHICS UNIVERSE's side you can't enjoy the premium service you paid for you'll get a full refund.

All material posted here is copyright protected.

By using this website, you agree to the following terms and conditions:

  • 1. I am an adult of at least 18 years of age.
  • 2. I understand that the content of this site as well as all readings are for entertainment purposes only.
  • 3. I am not from a country, state, or province, that may prohibit astrological and/or esoteric content, reports, information, and access to telephone, live chat and e-mail consultations.
  • 4. I acknowledge and accept that advertising or soliciting in any form on any part of website without the express written permission of PSYCHICS UNIVERSE is prohibited and will be prosecuted.
  • 5. I agree that I will not charge back on my credit card account, as that could be construed as fraud on my part. The only circumstance where a charge back would be accepted is if my credit card was stolen and used to illegally to access the services of PSYCHICS UNIVERSE
  • 6. I agree that by signing up with PSYCHICS UNIVERSE, I will periodically receive e-mails information and promotional communications from PSYCHICS UNIVERSE.
  • 7. I warrant that I will use PSYCHICS UNIVERSE for lawful purposes only. I will never use my membership or account to do any of the following:
    • - Promote or transmit any harmful, threatening, unlawful, harassing, defamatory, obscene, abusive, hateful, racially, ethnically or otherwise unacceptable content.
      - Promote or transmit any material associated to minors, bestiality, incest, extreme sado-masochism or bondage.
      - Distract, harass, disturb another Member and/or Expert and/or Visitor of PSYCHICS UNIVERSE or any other person.
      - Try to acquire personal information, login details or account from any Member and/or Expert.
      - Represent myself as being an agent, associate, employee, owner or representative of or as being otherwise connected to PSYCHICS UNIVERSE.
      - Advertize, promote any other service, website or business on PSYCHICS UNIVERSE.
  • 8.Call Costs and Charges - Callers agree that:
    • - They are the bill payer and/or have the bill payers permission to call
      - They understand and accept that calls to the toll free credit card line are charged at $1/minute for the first ten minutes, for first time callers only, additional minutes and return callers are charged at the rate specified for that particular psychic.
      - Pre paid readings are charged at the prevailing rate shown on the website and can only be accessed using the toll free phone number.
      - If you are buying the Psychics Universe Spirituality Club subscription then you agree to be charged for a membership subscription to You will be automatically charged monthly until you cancel your subscription. If you cancel within a billing cycle, your subscription will stay active until the end of the billing cycle and you will not be billed for the following period.

The Service

  • 1. The psychic phone reading service (the Service) provided by Psychics Universe (the Operator) can be accessed by calling the service phone number advertised on various platforms. By using the Service, the Customer agrees to pay the relevant advertised fees.
  • 2. Pay as you talk to a toll free number using your credit card.
    Customers dial the advertised toll free number, and, listening to the spoken instructions, when prompted enter their credit card details using their telephone key pad. With all pay as you talk phone readings using a credit card, Psychics Universe validate and pre authorize the customer’s credit card in advance for each 10 minutes. Talk minutes used are charged against this pre authorization and if you talk for less than 10 minutes, the difference between the pre authorized minutes and the actual spoken minutes is immediately released. Talk minutes are charged at the advertised rate. The Service is based on psychic talk minutes, on the commencement of each minute, the next full minute is charged.
  • 3. Discounted Pre Paid phone readings using a credit card on line
    Can be purchased by the customer on line at discounted rates as advertised. Carefully follow the on-line instructions. You will be asked to choose the pre paid package and number of pre paid reading minutes you wish to buy, enter your credit card details on line and provide your email address. On successful purchase of a pre paid reading, and payment, Psychics Universe will send the pre paid ticket to the email address you provided. To use the pre paid reading minutes, call the advertised toll free number, listen to the spoken instructions, and when prompted, enter the pre paid reading ticket number using your telephone key pad. The service is based on psychic talk minutes, and your pre paid minutes count down on the commencement of each minute. The pre paid reading ticket minutes can be used on one or more calls and the pre paid minutes count down as you talk to the psychic. Unused minutes at the end of a call automatically roll over.
  • Registration

  • 3. The Operator does not take responsibility for any advice or statements regarding the future provided to the Customer. The Customer may, or may not, use the information obtained during the provision of the Service entirely at their own risk.
  • 4. The Operator does not monitor nor check any information provided during the operation of the Service. The Operator is not responsible for the validity, accuracy, applicability, quality or otherwise of the content provided during the Service.
  • 5. The Service is for adults only, who are 18 years or older.
  • 6. It is entirely the Customer's responsibility that the psychic selected by the Customer is satisfactory for the Customer's needs.
  • 7. The Operator does not guarantee that the selected psychic will be able to provide the information or advice that the Customer requests.
  • 8. The Psychics are not employees of the Operator. Psychics are independent contractors and are in no way employees of Psychics Universe. Psychics may provide Psychics Universe with profile images and written biographies. Where psychics are unable to provide profile images that are appropriate or of sufficient quality, and/or where psychics may wish to protect their privacy, then stock photos or avatars may be used to represent the psychics in their on-line profiles.
  • 9. The Psychics and the Customers are responsible for any communications between them. Trusting and accepting the information given by the psychic is solely at the discretion of the Customer.
  • 10. Information regarding finances.
    The Customer cannot request - either verbally or in writing - advice and evaluations regarding investments or the buying and/or selling of stocks or securities.
  • 11. Information regarding health.
    The information given by the psychic regarding health issues are general and serve for entertainment purposes only. The Operator does not provide health consultancy or any other medical services. Psychics are not to act as diagnosticians, to provide medical care or prescribe medications. By using the Service the Customer agrees not to request any of these services. If there are serious health issues the Customer should visit their physician, medical practitioner or the nearest hospital.
  • 12. By using the Service the Customer agrees to the automatic and unequivocal acceptance of these Terms and Conditions.
  • 13. The Customer may give consent so that the Operator may store their personal information and use it solely for Psychics Universe marketing purposes (via SMS, e-mail, or phone) without any additional remuneration to the Customer.
  • 14. The Operator will provide a customer service facility during normal business hours. Outside normal business hours a message bank service will operate. 19. The Operator reserves the right to cancel or suspend the provision of the Service and to change the content of these Terms and Conditions.
  • 15. These Terms and Conditions may be changed at any time by the Operator, who is obliged to make the amended version available to its Customers.
  • 16. Indemnification. You agree to indemnify, defend and hold harmless, PSYCHICS UNIVERSE and its parents and subsidiaries, and each of their respective officers, partners, members, managers, employees, agents and attorneys, against any and all liabilities, claims, actions, suits, proceedings, judgements, fines, damages, costs, losses and expenses (including settlement costs and/or reasonable attorneys' fees) arising from or relating to your use of the Website and/or Services, and any material that you submit to or transmit through the Website, your violation of this Agreement, your infringement or violation of the rights of another, or termination of your access to the Website and/or Services.
  • 17. Disclaimer
    PSYCHICS UNIVERSE and its shareholders, officers, directors, employees, representatives and affiliated companies, is not responsible for any incorrect or inaccurate content posted on the website or in association with the service provided by PSYCHICS UNIVERSE, whether caused by users, visitors, members, employees or the malfunctioning of the equipment or software in connection with the service, or for the conduct of any user and/or member of PSYCHICS UNIVERSE and/or affiliated companies.
    • 18. Contact Us
      You may contact PSYCHICS UNIVERSE with your questions or concerns at 3350 NW 2nd Ave #A28-144 Boca Raton Fl 33431

      • Web chat and calls may be recorded for training and monitoring purposes. Any recorded information will not be shared.